PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE OR ENROLLING IN ANY OF OUR PROGRAMS.
By using this website, registering for our courses, or purchasing our products/services, you agree to comply with and be bound by the following terms and conditions. If you do not agree, please do not use this site.
You agree to the terms outlined in this Agreement with respect to our website, programs, products, and services.
This Agreement constitutes the entire and only agreement between you and our company (Win or Win Consults, Win Or Win International LLC, and The Temi Ajibewa Brand), and supersedes all prior agreements, representations, warranties, and understandings.
We may update this Agreement at any time without specific notice to you. The latest version will always be posted on our website, and it is your responsibility to review it before using our services.
You accept full responsibility for payment of tuition fees.
Failure to complete payment before the third week of the course will result in deregistration and loss of access to classes.
Reinstatement will require payment of the balance plus 15% monthly interest and applicable taxes, along with any updated course fee differences
We believe in fairness but also in responsibility. To protect the integrity of our programs, the following refund rules apply:
No Refund for Non-Completion: If you do not complete the course, you forfeit your right to a refund.
Results-Based Refund: You may request a refund only if:
You completed the entire course and all assignments,
You actively used our resources and support,
You implemented what was taught consistently for 3 months after the program, and
You still achieved no results.
No Refund for Flexible Payment Plans: Students on installment plans are not eligible for refunds.
No Refund for Outstanding Payments: Refunds cannot be requested if there are unpaid balances.
No Refund After Access: Once you have accessed any of our course materials, you forfeit your refund right.
Timeframe: For online courses, assignments must be completed within 2 months of first login to qualify for a refund.
Refund Requests: Must be emailed to [email protected] or [email protected] with proof of completion and bank details. Valid requests are reviewed within 3–5 business days.
Post-Course Commencement:
Deferrals can be requested only within the first week of training.
A 25% deferral fee plus taxes and any difference in course fees applies.
Payment must be made within 7 days of the deferral request.
Approved deferrals allow you to resume in one of the next two consecutive cohorts.
Pre-Course Commencement:
Requests must be made at least 1 week before course start date.
Full tuition (including taxes) must be paid for approval.
Once the deferral window closes, the same 25% deferral fee applies
Students must install and prepare all required software or tools before class as instructed.
Coaches are not obligated to pause or revisit modules for unprepared students.
Missed work must be completed independently.
All content, course materials, graphics, and designs provided by us are protected by copyright, trademark, and other intellectual property laws.
You may not:
Copy, share, distribute, or resell course materials,
Incorporate materials into your own programs,
Reproduce or modify our materials for commercial use,
Sublicense or transfer content to third parties.
Violation of these rules will result in immediate sanctions, legal action, and termination of access.
Conflict of Interest & Professional Conduct
Students must not solicit side businesses or jobs with coaches, staff, or other students.
Threats, harassment, or inappropriate behavior (verbal, physical, or written) toward staff or students will result in expulsion without refund.
Indemnification
You agree to indemnify and hold harmless our company, officers, partners, staff, and affiliates against all claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your misuse of our site, programs, or breach of these terms.
Disclaimer of Warranties
All courses, programs, coaching, digital products, and services are provided “as-is” and “as-available.”
We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
While our strategies are proven, results are not guaranteed—your success depends on your effort, implementation, and external factors beyond our control.
Limitation of Liability
We are not liable for indirect, incidental, or consequential damages (including loss of business, revenue, or data) resulting from use of our programs, services, or website.
What We Collect:
Name, email, phone, gender, birthday, location, payment info, website, IP address, and other details provided during registration.
How We Use Information:
To process payments and deliver services,
To send updates, promotions, or resources,
To improve programs and customer experience,
To conduct surveys or research,
To comply with legal obligations.
We do not sell your information.
Communications Consent (TCPA / CASL):
By registering, you consent to receive emails, text messages, or calls from us (or our affiliates/partners) about programs, coaching opportunities, or related services. Standard carrier rates may apply. You can unsubscribe anytime via email or SMS opt-out.
Security:
We maintain physical, electronic, and managerial safeguards to protect your data.
Cookies:
We use cookies for analytics and personalization. You may disable cookies in your browser, but some site functions may be limited.
Third-Party Links:
We may link to other sites. We are not responsible for their privacy policies or practices.
Compliance:
GDPR: If you are an EU resident, you consent to data collection. Requests for access, correction, or deletion can be made via email.
CCPA (California): You may request disclosure of your personal data collected in the last 12 months, request deletion, or opt-out of data sharing.
Non-Discrimination: We will not deny services or treat you unfairly for exercising your data rights.
General
All disputes shall be governed by and resolved under the jurisdiction of the courts in Texas, USA. (or otherwise specified by our company). You are expressly submitting and consenting in advance to such jurisdiction in any action or proceeding in any of such courts, and are waiving any claim that the District Court of Texas is an inconvenient forum or an improper forum based on lack of venue.
Updates to these terms will be posted on this page with an effective date.
Continued use of our site or services after updates constitutes acceptance.
Effective Date: January 1, 2025.
Final Acknowledgment
By enrolling in our programs or using our website, you confirm that you have read, understood, and agreed to these Terms & Conditions and Privacy Policy. Any breach of these terms may result in sanctions, suspension, or legal action.
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